Merrick Bank Secured Visa® Credit Card

Credit Card

Recommended Credit	(No Credit History)
Intro offer	No current offer
Annual Fee	$36
Intro Purchase APR	N/A
Regular APR	17.45% variable
Intro Balance Transfers APR	N/A
Highlights	• Security deposit is needed with this Merrick Bank Secured Visa® Credit Card and you are allowed to choose your own credit line based on how much money you want to put down as a security deposit. • Initial minimum deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, more than $3,000. • After 9 months, Merrick Bank will review your account for a credit line increase. No additional deposit is required! • Secured Credit Cards are a great way to build or rebuild credit and are available to people with all kinds of credit backgrounds. As you pay your bill every month, the Merrick Bank will report to all 3 major credit-reporting agencies. • Get your FICO® Credit Score for free each month. • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts. • Card issued by Merrick Bank, Member FDIC.

Best For	SECURED CARD CREDIT LINE INCREASES
Current Offer	This card doesn't offer cash back, miles, or points.